Residential Conveyancing Pricing

Sale of a Residential Property

Below you will find various pieces of information about what you can expect to pay if you instruct us to act for you on the sale of your property and what factors might affect the price that you then pay. Our fees cover all the work required to complete the sale of your home. Should you choose to instruct us, a tailored estimate of price will be provided based on your particular circumstances and the transaction.

Freehold Sale Costs Amount
Our legal fees* Range from £950 to £1,500 (plus VAT)
Bank transfer fee (per TT) £30 (inc VAT)
Anticipated Expenses:
Land Registry documents (Register and Title Plan - £3 per document) £6.00

* for sale price up to £350,000. Transactions for a higher price will be quoted on a case by case basis.

Disbursements are costs relating to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

Stages of the process

The precise stages involved in the sale of a residential property vary according to the circumstances. However, below is a list of the key stages of a typical property transaction:

  • Taking your instructions and provide you with initial advice
  • Obtain title details and documents (as necessary)
  • Obtain relevant paperwork from you such as a recent mortgage statement and arrange for you to complete protocol forms
  • Draft sale contract and submit this to the purchaser(s) legal representative along with relevant paperwork
  • Respond to enquiries raised by the purchaser(s) legal representative
  • Send to you contract for signature and transfer for execution (once both are finalised)
  • Discuss and agree a completion date
  • Exchange contracts and notify you accordingly
  • Complete the sale of the property
  • Redeem any mortgage on the property and pay any estate agents commission
  • Transfer to you the net proceeds of sale

How long will your sale take?

How long it will take from an offer being accepted until you can complete your sale will depend on a number of factors. The average process takes between 10 to 12 weeks.

It can be quicker or slower, depending on the parties in the chain. For example, if you are selling to a first time buyer with a mortgage in principle, it could take 8 to 10 weeks. However, if there is a long chain of sales/purchases then your sale could take longer.

Other factors which can affect the cost

There are situations which arise during the property transaction which could increase the cost of the service. If such costs arise we will tell you about them as soon as possible. For example:

  • If legal title is defective or part of the property is unregistered
  • If we discover building regulations or planning permission has not been obtained
  • You have more than one charge on the property
  • The property is a new build
  • The sale is part of matrimonial proceedings

What if the property is leasehold?

If the property is a leasehold property, then there is additional work involved and to reflect this an extra charge will be made. An additional fee of £150 plus VAT will be added to the transaction.

There will also be additional disbursements payable to the landlord and/or their managing agents to obtain relevant leasehold documentation from them for supply to the purchaser(s) legal representative. Other fees may also be payable such as:

  • Fees payable under the terms of the lease.

Such fees vary from property to property. We can give you accurate figures once we have sight of your specific documents.

An additional charge will also apply if the property requires an extension to the lease. This would create additional work. Please also bear in mind that such a transaction can also take significantly longer e.g. up to 12 months.

Purchase of a Residential Property

Below you will find various pieces of information about what you can expect to pay if you instruct us to act for you on the purchase of your property and what factors might affect the price that you then pay. Should you choose to instruct us, a tailored estimate of price will be provided based on your particular circumstances and the transaction.

Our fees cover all the work required to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with the payment of any Stamp Duty Land Tax (Stamp Duty) if the property is in England or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales.

Freehold Purchase Costs Amount
Our legal fees* Range from £950 to £1,500 (plus VAT)
Bank transfer fee (per TT) £30 (inc VAT)
Anticipated Expenses:
Land Registry search costs (OS1) £3.00
Bankruptcy search costs (per name searched) £2.00
HM Land Registry fee Fee dependant on purchase price
Conveyancing searches (e.g. local searches, drainage and water etc) Fees vary depending on search and provider
Stamp Duty Land Tax Tax dependant on purchase price

* for purchase price up to £350,000. Transactions for a higher price will be quoted on a case by case basis.

Disbursements are costs relating to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

Stamp Duty or Land Tax

You can calculate the amount you will need to pay by using the SDLT calculator on HMRC’s website (https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/#/intro)

or if the property is located in Wales by using the Land Tax calculator on the Welsh Revenue’s Authority website (https://beta.gov.wales/land-transaction-tax-calculator)

Stages of the process

The precise stages involved in the purchase of a residential property vary according to the circumstances. However, below is a list of the key stages of a typical property transaction:

  • Taking your instructions and provide you with initial advice
  • Check finances are in place to fund your purchase and contact the lender’s solicitors if needed
  • Receive and consider contract documents
  • Carry out searches
  • Obtain planning documentation if required
  • Make any necessary enquiries of seller’s legal representative
  • Give you advice on the documents and information received
  • Go through condition of your mortgage offer
  • Send final contract to you for signature
  • Draft transfer
  • Obtain pre-completion searches
  • Agree a completion date (the date from which you will legally own the property)
  • Exchange contracts and notify you that this has happened
  • Arrange for all monies needed to be received from your lender and you
  • Complete the purchase
  • Deal with the payment of Stamp Duty/Land Tax (as applicable)
  • Deal with the application for registration of the transfer at the Land Registry

How long will your purchase take?

How long it will take from your offer being accepted until you can move in to your house will depend on a number of factors. The average process takes between 10 to 12 weeks.

It can be quicker or slower, depending on the parties in the chain. For example, if you are a first time buyer, with a mortgage in principle, it could take 8 to 10 weeks.

Other factors which can affect the cost

There are situations which arise during the property transaction which could increase the cost of the service. If such costs arise we will tell you about them as soon as possible. For example:

  • If legal title is defective or part of the property is unregistered
  • If we discover building regulations or planning permission has not been obtained
  • The property is a new build
  • You are buying the property to let
  • You are taking a mortgage from a non-high street lender
  • If the property is freehold but there are estate maintenance charges to pay
  • If you are buying in a company name
  • You are buying a share in a property jointly owned by a housing association (shared ownership)
  • You are using the Government’s Help to Buy equity loan scheme
  • You are using a Help to Buy ISA/Lifetime ISA bonus

What if the property is leasehold?

If the property is a leasehold property, then there is additional work involved and to reflect this an extra charge will be made. An additional fee of £150 plus VAT will be added to the transaction.

There will also be additional disbursements which will be set out in the individual lease relating to the property. These fees could include:

  • Notice of transfer and charge (where applicable). This fee may be set out in the lease.
  • Deed of Covenant. This fee is provided by the landlord or the management company for the property and can be difficult to estimate.
  • Certificate of Compliance. This will be advised on receipt of the lease.

The fees for these vary from property to property. We can give you accurate figures once we have sight of your specific documents.

You should also be aware that ground rent and service charge are likely to apply throughout your ownership of the property. We will confirm the ground rent and the anticipated service charge as soon as we receive this information.

An additional charge will also apply if the property requires an extension to the lease. This would create additional work. Please also bear in mind that such a transaction can also take significantly longer e.g. up to 12 months.

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Kathryn Pavitt

Paralegal

Kathryn is an affiliate member of the Chartered Institute of Legal Executives and is a qualified Residential Conveyancing Paralegal. Since joining the firm in 2009 as a secretary, she has attained these qualifications whilst providing support to the Conveyancing and Probate departments, with the ultimate aim of qualifying as a Chartered Legal Executive.

Kathryn is a mother to a young child and in her spare time she enjoys cooking and spending time with friends and family.

Val Nunn

Paralegal

Val has more than 30 years’ experience working in legal departments, with 25 spent as secretary then PA to Margaret Ridley.

More recently, Val has run her own body of matrimonial cases and following Margaret’s retirement as a partner, continues in this role and also as PA to Peter Fisher and Debbie Stanton.

She has extensive experience of dealing with all aspects of family matters and of assisting with high value and complex financial issues.

As well as her work, Val enjoys spending time with her family, football as a supporter of both Arsenal and Southend United, reading, entertaining and dining out.

Gareth Brazier LLB (Hons)

Associate Solicitor

Gareth qualified as a Solicitor in 2012 and has many years of civil litigation experience, having previously worked in the City of London advising major insurers on a range of issues including road traffic accidents, industrial accidents and the defence of fraudulent claims. He has experience of handling serious and complex claims as well as acting for individuals and businesses alike.

Gareth provides a detailed and thorough service for private and business clients in a wide range of disputes. He always seeks innovative and cost effective solutions for clients whenever possible, but where agreement or mediation is not possible his robust approach to litigation can secure the right outcome.

Gareth has four young children, and when not enjoying time with family he spends time on outdoor pursuits such as running, hiking and clay pigeon shooting.

Peter Fisher FRSA

Solicitor / Consultant

Peter qualified as a solicitor in 1969 and had been with the firm throughout his professional life, becoming a partner in 1971 and senior partner in 1994. Peter retired from Partnership in 2015 to become a consultant, and is pleased to take on new work and still has a significant caseload.

Peter’s speciality is family law and he is a member of Resolution (The Solicitors’ Family Law Association). He is very experienced in dealing with complex matrimonial cases, whether these involve structuring financial settlements or handling sensitive child issues. A number of his cases have been published in law reports, including a case which has stood the test of time as the benchmark for unreasonable behaviour as a ground for divorce.

Besides sitting for a number of years as a Deputy District Judge, Peter is also experienced in the preparation of wills and lasting Powers of Attorney.

Peter and his wife have three adult children and four grandchildren. For more than twenty five years Peter was a governor of Thorpe Hall School, a local independent school. A life-long Anglican, he has been much involved with the affairs of the Church of England and is a churchwarden of the Church of St. Margaret of Antioch, Leigh on Sea. He is a Fellow of the Royal Society of Arts and a keen photographer. He enjoys walking in the UK and abroad, and aged over 65 years he completed the Yorkshire Three Peaks in a very respectable time. He has also devised and walked a coast to coast from Harwich to the Bristol Channel and an up-England trek from the English Channel to Lake Windermere.

Frances White LLB (Hons)

Partner / Solicitor

Frances qualified as a solicitor in 1978, having trained with the firm’s founder and former senior partner, Mervyn Beecham. She became a partner in 1979 and has worked with the practice ever since.

A member of Avenue Baptist Church for over 45 years, Frances continues to undertake legal work for various local churches and the community. She was previously a member of the management committee which established the YMCA hostel in Southend.

Frances has a Bachelor of Laws Degree, with upper second class honours, from the University of Newcastle. She was also awarded honours on passing her final solicitor’s examinations with four distinctions.

She is a member of The Society of Trust and Estate Practitioners (STEP) and The Chartered Institute of Taxation (CIOT). Also the Law Society’s Property Section and Private Client Section, which are representative associations for members.

Frances enjoys gardening, baking, the theatre and many types of music. She has no children but has recently become a great aunt three times over!

Debbie Stanton LLB (Hons)

Partner / Solicitor

Debbie qualified as a solicitor in 2004 since when she has specialised in Family Law with a particular interest in resolving financial aspects within divorce/co-habitation/ civil partnerships and disputes involving children. Debbie joined the firm in May 2010 and was brought into Partnership in November 2011.

As a member of Resolution, Debbie is committed to providing a personal, non-confrontational and supportive service.

Debbie’s outside interests include interior design, gardening, reading and socialising with family and friends.

Since January 2016 Debbie has been a trustee for HARP, an established charity which is committed to eradicating homelessness in Southend. As part of her role as Trustee, Debbie attends regular monthly meetings which deal with the general day to day running of the charity.